If you're feeling a bit overwhelmed by all the talk about home prices and market trends, you're not alone. Insights from the Fannie Mae Home Price Expectations Survey (HPES) is projecting home prices to continue climbing over the next 5 years. Although we...
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Hometown Heroes July 2023 Changes
Purchasing a home in a real estate market as competitive as Florida’s is a dream for most people. The Florida Hometown Heroes Housing Program makes homeownership affordable for eligible community workforce. This program provides down payment and closing cost...
FAQ for The Hometown Heroes Program
The Hometown Heroes Program recently made some exciting changes in July 2023 for Florida residence. Check out our blog post on the changes, here. Q. Do borrower(s) have to qualify with an eligible occupation?A. No. Effective with all reservations made on or after July...
Pre-Approval: A Must-Have for Homebuyers
Buying a home can be an exciting yet overwhelming experience, especially if you're not prepared. That's why getting pre-approved for a mortgage before you start house hunting is crucial. This is why a pre-approval is a must-have for homebuyers: Knowing Your Budget -...
Understanding the Difference Between a Home Inspection and an Appraisal
When you're buying or selling a home, there are several essential steps in the process that involve assessments of the property. Two commonly misunderstood terms are home inspection and appraisal. While they may seem similar, they serve distinct purposes in a real...
Top 5 Reasons Millennials are Embracing Homeownership
Despite facing unique challenges, such as student loan debt and a competitive housing market, millennials are increasingly diving into the real estate market and becoming proud homeowners. In this article, we'll explore the top five compelling reasons why millennials...
Testing Your Smoke Detectors and Fire Alarms
Smoke detectors and fire alarms may be some of the most important items in your home when it comes to your family’s safety. These early warning devices may help alert your family to fire and dangerous smoke while there is still time to evacuate, but they need to be...
The Dos and Don'ts of Caulking Windows
Caulking windows—to give them a finished look (inside and out) and seal out leaks and drafts—is a fairly common DIY task. But if done incorrectly, it can lend a sloppy, amateurish look.
First Time Home Buying – Defining Your Budget
Congratulations! You’ve made the decision to buy your first home. Maybe it’s because you’re tired of renting and you want a place you can call your own. One thing’s for sure, once you’re ready, Dana Ganci can help you master the home buying process with ease. Let’s...
Are Lending Standards Too Loose…Or Too Tight?
With home values appreciating at record rates, some are concerned that we may be heading for another housing bubble like the one we experienced a decade ago. One of the major culprits of that housing boom and bust was the loosening of standards for mortgage credit. In...