What Documentation is Needed for Your Mortgage Application?
W2 Employees:
Pay stubs (last 30 days)
W-2s (last 2 years)
Copies of govt issued IDs
Bank statements: (last 2 months)
Self Employed:
Business bank statements (last 3 months)
Business tax returns (last 2 years)
Federal tax returns (last 2 years)
P&L Statement
W-2s, 1099, K1 (last 2 years)
Copies of govt issued IDs
Bank statements (last 2 months)
Retired:
Federal tax returns (last 2 years)
Investment/Retirement Statement
Social security award letter
W-2s, 1099, K1 (last 2 years)
Copies of govt issued IDs
Bank statements: (last 2 months)
If Applicable:
Copy of divorce decree
Copy of DD214
Disability award letter
Copy of bankruptcy papers
If you are selling a home, recieving a gift, liquidating stocks,
transferring money between accounts, recieving rental income, etc
We will need additional documents