What Documentation is Needed for Your Mortgage Application?
W2 Employees:
Pay stubs (last 30 days) W-2s (last 2 years) Copies of govt issued IDs Bank statements: (last 2 months)
Self Employed:
Business bank statements (last 3 months) Business tax returns (last 2 years) Federal tax returns (last 2 years) P&L Statement W-2s, 1099, K1 (last 2 years) Copies of govt issued IDs Bank statements (last 2 months)
Retired:
Federal tax returns (last 2 years) Investment/Retirement Statement Social security award letter W-2s, 1099, K1 (last 2 years) Copies of govt issued IDs Bank statements: (last 2 months)
If Applicable:
Copy of divorce decree Copy of DD214 Disability award letter Copy of bankruptcy papers If you are selling a home, recieving a gift, liquidating stocks,
transferring money between accounts, recieving rental income, etc
We will need additional documents